Non-Lucrative Visa · for savings and passive income

Retire to Spain, or simply stop working there.
We get the consulate paperwork right first time.

The Non-Lucrative Visa is for people with savings or passive income who won't work in Spain, not even remotely. You apply in person at the Spanish consulate where you live. We hand you a paginated, ready-to-present booklet so that appointment is the easy part.

Free account, no card. Consular fees are paid directly to the consulate.

€999per adult
€500 per child
6–10 weekstypical; the
consulate sets the clock
€299only due
on approval

Is this your visa?

A good fit if
  • You have savings or stable passive income
  • You won't work in Spain, including remote work
  • You're applying from your country of legal residence
Look elsewhere if

Not sure? Your case manager confirms the route in your free eligibility review.

Everything in your fee

Most consulates reject files for small things. We find them first.

A bank letter in the wrong format or an insurance policy with a copay is enough to lose months. Here's what we do at every stage.

Stage 1

Before your appointment

  • Free eligibility check and a calculation of what you must prove
  • Bank statements and investment summaries reviewed against the threshold
  • A consulate-specific checklist for where you'll apply
  • Sworn translations included, up to €80 per adult
Stage 2

Getting approved

  • A paginated, ready-to-present booklet, digital and a physical copy shipped to you
  • Help responding if the consulate asks for more
  • Appeals included if you're refused unfairly
  • A named case manager, your dashboard and the app
Stage 3 · After approval

Settling in

  • TIE appointment, form and fee guidance
  • Empadronamiento and bank account guidance
  • Renewal window tracked from day one
  • Partners for housing, schools and moving

Honest note: you submit in person at the consulate, and TIE fingerprints are in person in Spain.

Main requirements

What you'll need to show, and when to look elsewhere.

We check every one of these before your appointment.

Main requirements

  • €28,800 a year (about €2,400 a month) in savings or passive income for the main applicant
  • About €600 a month more (€7,200 a year) for each family member
  • Funds readily accessible: savings, pensions, dividends, stocks, bonds or funds
  • Private health insurance with full cover in Spain and no copays
  • Applying at the Spanish consulate in your country of legal residence

Probably not for you if…

We'll say so before you pay.

  • You plan to keep working, even remotely for foreign clients
  • You're already in Spain on a tourist stay and hoping to apply there
  • Your funds are tied up and can't be shown as accessible
  • Your insurance has copays or waiting periods

Compare all visas

Financial requirement

How much you'll need to show, for your household.

Pick your situation to see the yearly target.

€28,800 a year, about €2,400 a month

Our team reviews your bank statements and investment summaries in your dashboard before your appointment, formatted the way your consulate typically expects to see them.

What the fee covers

In your €999, and not in it.

No surprises on the invoice later.

Included

  • Official sworn translations, up to €80 per adult
  • A dedicated case manager who knows your case
  • Full document review and a checklist built for you
  • Your complete application package (the booklet), ready for you to submit at the consulate, and follow-up
  • Your own dashboard, with Carlos our AI assistant
  • DHL document delivery where it applies
  • Appeals at no extra cost — full support against unfounded refusals or administrative silence.
  • Eligibility check and financial calculation
  • Consulate-specific file review
  • Paginated ready-to-present booklet, shipped to your door
  • Post-approval guidance: TIE, padrón, bank

Not included

  • Consular fees, paid to the consulate
  • Translations beyond €80 per adult
  • Apostilles, background checks and medical certificate
  • Health insurance
  • TIE card fee (form 790-012), paid to the authorities
  • Any optional partner service
  • Booking your government appointments: you book your own slot, and we tell you how

Need any of these? Add them from your dashboard through our partners, at client rates.

Government and consular fees are not included in your service fee — those are paid directly by you to the relevant authority.

Pay as things happen

The last part waits for your approval.

  1. Step 1 · Start You sign up Case manager assigned, consulate checklist ready. €300
  2. Step 2 · File built Booklet prepared Documents audited, translated and paginated. €400
  3. Step 3 · Appointment You attend the consulate In person, with your booklet. The consulate sets the timing. €0
  4. Step 4 · Approved Visa granted You travel and start your TIE. €299
  5. Step 5 · Settled TIE, padrón, bank Guided by your case manager. Included

Prices are per person: €999 per adult, €500 per child, and each family member is billed separately. Approved or you don't pay us: if your visa isn't approved, you don't make the last payment. Earlier payments and government or consular fees aren't refunded. Conditions apply.

The honest version

What we can't promise, and what we do instead.

You can't work. At all.That includes remote work for clients abroad. If you'll keep working, we'll steer you to the Digital Nomad Visa before you pay.
You'll go to the consulate yourself.The appointment is in person. We make the booklet so clear it's the easy part.
We can't set the consulate's timing.Some are quick, some aren't. We tell you what your consulate looks like right now.
Year one is only the start.Renewal asks for double the funds and limits time abroad. We track your window from day one.
“When you don't quite know what to do, they are the knowledgeable authority that can reassure you and guide you throughout the process. That peace of mind was truly irreplaceable for us.”
Brandon McWilliams Non-Lucrative Visa approved · from the USA
Read client stories

Non-Lucrative Visa questions

Can I work remotely on the Non-Lucrative Visa?

No. The visa prohibits any economic or professional activity, including remote work for foreign employers or clients. If you'll keep working, look at the Digital Nomad Visa.

How much do I need to show?

€28,800 a year (about €2,400 a month) for the main applicant, plus about €600 a month for each family member. Savings, pensions and investments all count if they're accessible.

Can I use an investment account?

Yes. Spanish consulates generally accept investment portfolios, stocks, bonds and funds as proof of means, as long as the money is readily accessible and meets the threshold. We review your summaries and help present them the way your consulate expects.

Can I apply from inside Spain?

No. The first application is made at the Spanish consulate in your country of legal residence, before you travel.

Can I study?

Yes. Universities, language schools, business courses and unpaid internships are all allowed.

How long is it valid?

One year at first, then renewable for two years at a time. Your time in Spain counts toward long-term residence and citizenship.

When do I pay?

In parts: €300 when you sign up, €400 before case processing, then €299 only once your visa is approved. Each family member is billed separately: €999 per adult, €500 per child.

Are there hidden costs?

No. Our fee is flat and includes sworn translations up to €80 per adult. Consular fees are paid directly to the consulate, and we list every other cost before you pay.

What if my visa is refused?

Approved or you don't pay us: if your visa isn't approved, you don't make the last payment. Earlier payments and consular fees aren't refunded. Appeals against unfounded refusals are included. Conditions apply.

Find out what you need to show.

Free account, no card. We calculate your exact financial requirement before you pay anything. Approved or you don't pay us.

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