Partners · Buying property

Buying a home in Spain?
Have a lawyer check it before you sign anything.

AF Consulting has spent 20 years in Spanish property law: Land Registry checks, debts on the property, contracts, a bilingual notary and deeds registered in your name. Director Francisco José Ortega Moreno holds Master's degrees in Taxation Law and Urban Planning Law.

20 yearsin Spanish
property law
30 minfree
consultation
8steps, start
to finish
Upfrontcost
estimate
Francisco José Ortega Moreno, director of AF Consulting
AF Consulting Pro LawyersFrancisco José Ortega Moreno, director

What AF Consulting handles

  • Conveyancing, contracts and deeds
  • Due diligence: ownership and debts at the Land Registry
  • NIE and residency paperwork where needed
  • Mortgage takeover and financing advice
  • Taxes, notary and a provision-of-funds budget
  • Planning permission and compliance checks

English-speaking team, offices in Motril (Granada) and Marbella (Málaga).

The process

Eight steps from offer to keys.

  1. Documents & identityNIE and residency paperwork.
  2. Due diligenceLand Registry checks; no inherited debts.
  3. Mortgage & financeIncluding taking over an existing mortgage.
  4. ContractsDrafted and checked before the notary.
  5. Provision of fundsA balance sheet so you know the full budget.
  6. Taxes & notaryPaid and signed with a bilingual notary.
  7. RegistrationDeeds registered in your name.
  8. PlanningPermission and compliance checks.
Beyond the purchase

The same firm, for what comes after.

Family

Wills & inheritance

  • Spanish wills
  • Inheritance planning
  • Taxes on transfers
Business

Company & tax

  • Company law
  • Property taxes
  • Rentals
Still looking?

Find the home first

The honest version

Before you fall in love with a listing.

A house isn't a visa.Spain closed the Golden Visa. Buying property doesn't give you residency, so you'll still need a visa.
No published fees.AF Consulting gives you a written cost estimate before you commit.
Debts can come with the house.Due diligence at the Land Registry is how you avoid inheriting them.
You'll need an NIE.It's step one for any purchase. AF Consulting can handle it, or ask us how to get it.
Free consultation

Request a free consultation.

Tell us a little about your property plans in Spain and we'll connect you with AF Consulting for your free 30-minute consultation.

Offices

Calle Vílchez 6, 1º B, Motril (Granada)
Oasis Business Centre, Office 9, 29602 Marbella (Málaga)

Property questions

Does buying property give me residency?

No. The Golden Visa programme has been discontinued, so you'll still need a visa such as the Non-Lucrative or Digital Nomad Visa.

What does AF Consulting cost?

Fees aren't published. You get a cost estimate in advance, after a free 30-minute consultation.

What is due diligence?

Checking ownership at the Land Registry and confirming you won't inherit debts or charges on the property.

Do I need an NIE to buy?

Yes. AF Consulting can handle NIE and residency paperwork where needed.

Do they speak English?

Yes, the team is English-speaking, with offices in Motril (Granada) and Marbella (Málaga).

Talk to a property lawyer for free.

A 30-minute consultation with AF Consulting before you commit to anything. Buying in Spain and need a visa too? Your case manager can help with that.

Partner services are optional, separate from your visa fee and billed by the partner. Some links are affiliate or mutual-referral arrangements; we only recommend providers we've worked with.

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